You have come to the right place for Financial Counseling.  With one-on-one counseling, it’s all about you!  Our HUD Certified counselors will guide you to better understand your finances.  Starting with your credit report, your counselor will explain the good, the bad and the ugly. This is only your starting point. Using time tested strategies, your counselor can help you develop better credit, pay down debt, start saving and make a realistic budget. Many of clients let us know the pride they feel as they see their credit score and finances improve.