You can find support and services for all of you housing needs. The Home Ownership Center of Greater Cincinnati, Inc. is a private, non-profit partnership of businesses, resident, and government serving homeowners and prospective homeowners since 1973. Currently we serve more than 20 counties in Greater Cincinnati, Ohio and Indiana and are a Charter member of Neighborworks America Network. Through several programs we promote and maintain home ownership, and contribute to efforts enhancing our community.
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
What is Neighborworks America
They do this by directly supporting a network of more that 240 nonprofit organizations with technical assistance, grants and training for more than 12,000 professionals in the affordable housing and community development field every year.
Support from Neighborhood Works includes:
- Technical assistance
- Training and leadership development
- Organizational assessment
Letter From the President
We are very excited with the positive growth of homeownership and community development opportunities throughout Greater Cincinnati. The Home Ownership Center has grown dramatically to meet the ever changing needs of our community by providing quality education, affordable lending, supportive partnership and dedicated leadership. We have evolved through the years as housing needs shifted. Existing programs, services and partnerships have expanded and new ones were created. Today, the Home Ownership Center continues to offer innovative products and services designed to promote, create and sustain homeownership.
Our Homebuyer Education classes continue to be one of our most popular services. Dramatic changes in the housing market and mortgage loan products truly make this class offering a must. The Homeownership Center successfully provided Homebuyer Education to over 250 people at our in-person class in 2016 and over 178 through our web-based offering. You can refer to our interactive website or call us for the class schedules.
In 2012, we began a program to rehabilitate single family homes. Many of these homes were vacant properties that were creating blight in our neighborhoods. The Home Ownership Center oversees all facets of real estate development with these homes; from consultation and acquisition to construction, renovation and management. Since 2012, we have successfully renovated 13 properties and counting. We take great pride in transforming these properties into top quality homes to strengthen our neighborhoods and communities.
Moving forward, we are dedicated to improving and expanding our services to better assist our communities. You will be able to find updates on our website about our class schedules, homes for sale, down payment assistance programs, future homeownership promotion events, and other opportunities available to residents of Greater Cincinnati. We look forward to serving you.
Letter From our Chairman of the Board
In the 16 years I have been a part of the Home Ownership Center of Greater Cincinnati I have seen it reinvent itself several times in order to continue to meet the changing needs of the community.
Home ownership is a vitally important ingredient to maintaining our neighborhoods and quality of life. Home ownership helps improve area property values. Children of home owners tend to do better academically. Individuals that own their home tend to be more supportive of local civic groups. Home owners generally take more pride in their community. Owner occupied properties are overall better maintained. All these are ways to help our communities as a whole.
Home Ownership Center programs like our Homebuyer Training and Financial Fitness classes create better buyers for sellers of properties in our area. Our Foreclosure Prevention program helps homeowners and their lenders get together to work out mutually beneficial strategies and allow families to stay in their homes. Our new Acquisition and Sale program will take vacant, blighted properties and create fresh newly renovated homes ready for sale to the public at a discounted market price. Each of The Home Ownership Center programs is targeted to help create, maintain, and save homeowners right here in our local area.
Whether or not you receive direct help through the efforts of the Home Ownership Center of Greater Cincinnati, you can be assured that we are here helping stabilize and strengthen the neighborhoods of greater Cincinnati. We are ready to meet the needs of the community today and we are looking out for those opportunities and challenges that may be next on the horizon.
Union Savings Bank
Stategic Performance Systems, LLC.
Proctor & Gamble
Cincinnati Area Board of Realtors